Guide Startups

Kosh

Winter 2020 · Active

Creating Microfinance 2.0.

Location: Gurugram, India, IN

Founded: 2020

Team size: 56

About

Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.

Founders

  • Sahil BansalFounder

    Cofounder of Kosh. Graduated from IIT Delhi in 2014. Worked as a quant strat at Goldman Sachs in their Investment Banking Division. Currently managing sales and operations at Kosh.

  • Aayush GoelFounder

    Trying to scale myself as a leader as Kosh scales. ex-Goldman Sachs, Graduate from IIT Delhi. Forbes u30 Asia.