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Coupl

Summer 2022 · Active

A neobank for couples in India

Location: Bengaluru, India, IN

Founded: 2022

Team size: 8

About

Coupl is India's first neobank for couples. We help couples easily manage their shared and household payments using our digital joint account. Over 20 million Indians marry each year, creating a $300 billion market opportunity in household expenses. Couples juggle multiple accounts, cards, and expense-tracking tools. Joint accounts involve lengthy paperwork, rejections, and minimum balance requirements, making them inconvenient for modern couples. Beyond married couples, this need extends to engaged partners, live-in couples, roommates, and families seeking simpler ways to manage shared expenses. Coupl offers a digital, zero-balance joint account with co-branded debit cards and in-app bill payments, set up in just 60 seconds. Couples can use the account for all shared expenses, with an analytics dashboard to help them stay on top of their finances. Coupl is powered by RuPay, NPCI and IDFC FIRST Bank.

Founders

  • Srinivas SarkarFounder

    Srini is an Indian technology entrepreneur. He’s the CEO of Coupl, a consumer neobank designed for couples — backed by Y Combinator. Forbes 30 Under 30 Asia. BITS Pilani alum.

  • Kushagra ManglikFounder

    Kushagra is the Co-Founder and COO of Coupl Money. He graduated with a Bachelor's degree in Electrical Engineering from IIT Kanpur in 2019. He was a Research Software Engineer at IBM Research for close to 2 years in their AI for Supply Chain team, building multiple production level APIs for some of the top retail companies in the lifestyle space. During his stint with IBM Research, he published multiple papers at Tier 1 Data Science conferences and has 6 patents to his name.