Guide Startups

Adaptional

Summer 2025 · Active

AI underwriting for insurance

Location: San Francisco, US

Founded: 2024

About

Adaptional is the first system of intelligence for insurance. Existing insurance systems organize work. Adaptional AI actually *does* the work. Our first product Underwriter AI pre processes every submission for an underwriter. AI extracts data from submission files, validates each data point using public sources, and summarizes risk using your underwriting guidelines.

Founders

  • Kevin CoxFounder

    Co-founded and sold digital insurance brokerage Savvy (W20). Led engineering teams at Clipboard Health while revenue grew profitably from $30M -> $130M. Building Adaptional - AI for commercial insurance.

  • Suril KantariaFounder

    Cofounder of Adaptional and previously built & sold Savvy (W20), a digital health insurance brokerage for startups & SMBs